Handpicked Software » Personal_Finance

California Lottery Number Generator – Fantasy 5 California lottery

Sun, 14 Oct 2007 12:07:53 +0000

California Lottery Number Generator will randomly generate the numbers you need for lotteries in California. This program replaces the Super Lotto Plus and Fantasy 5 programs.

What’s New:
Version 1.1.1 adds the ability to generate five sets of numbers at the same time. Also adds the ability to save generated numbers to a text file.

Developer’s website: SeaScape Software

Stock Calculator – Calculate your profit and loss on stocks that you trade

Sun, 14 Oct 2007 12:07:53 +0000

Stock Calculator is a stock trade profit/loss and share price calculator application. Stock Calculator is also ideal for performing ‘what if’ analyses, such as determining what share price a stock needs to attain in order to return a specified profit.

What’s New:
Version 2.1 corrects a problem with Share Price and Number of Shares calculations when share price is under one dollar.

Developer’s website: System Support Products, Inc.

FinanceToGo – Easy-to-use personal finance manager

Sun, 14 Oct 2007 12:07:53 +0000

FinanceToGo is an affordable and easy-to-use personal finance manager based on the principles of double entry accounting.

If you are an individual or small business owner, FinanceToGo is an ideal tool which allows you to create budgets and track what you spend your money on with automatically generated graphs and charts.

You can track debt, profit and losses, liquid and fixed assets, transactions, multiple accounts and more in a one-window application with a sleek Mac OS X interface.

Main features:

Graphs – Bar and pie charts of your financial data is automatically generated.
Accounts – Manage dozens of accounts at any one time.
Shares – Track any share investments you have in businesses.
Reports – Generate balance sheets, profit and loss statements and more.
Import Quicken files – if you already use Quicken for Mac, you can import a QIF file and continue as usual!
Transactions – Track thousands of transactions in multiple accounts at once.

What’s New:
Version 1.5:

Added Address Book integration and vCard file support.
Account Owners can be linked to Address Book records.
changes to an Address Book record are automatically reflected in FinanceToGo.
Added Supplier open invoices debt account.
Added Supplier turnover P&L account.
Added Supplier turnover P&L account.
Added Supplier turnover P&L account.
When creating or modifying accounts, account types, categories or category groups, FinanceToGo now checks the name is not already used by another item of the same type.
New entries added to the file setup assistant dialog : default master types (folders) for the account types created for account owners.

Developer’s website: Fastforward Software

BudgetfM – Personal finance program

Sun, 14 Oct 2007 12:07:53 +0000

BudgetfM is a finance program for individuals. It is for registering and controlling your personal budget. You can also have an overview about your accounts. For this there are standing orders, which can be repeated for various accounts and payment. BudgetfM/P calculates your annual fix costs, it can make a look at your accounts in the future.

What’s New:
Version 2.21: Universal binary

Developer’s website: Budget Software

ChecksQuick – Fills out/prints personal checks

Sun, 14 Oct 2007 12:07:53 +0000

Have lots of bills to pay? Stop getting writer’s cramp! Write out all of the checks for those bills with just a few mouse clicks using checks that you tear out of your checkbook! Enter the names, amounts and account numbers for all of your recurring bills into ChecksQuick just once. When it is time to pay some bills, just select the ones you need, put the checks into your printer, and click “Print.” ChecksQuick keeps a running total of the number of checks that you will need, and the total amount that you are paying.

The only thing that you will need to adjust from month-to-month is the amount for your variable bills, such as gas, electric and telephone. However, you only need to adjust the numerical amount. ChecksQuick automatically translates the numerical amount into words! ChecksQuick also automatically fills in the current date on all checks, unless you choose to use a custom date. Export and import features are available to registered users to create or use tab-delimited text files in conjunction with spreadsheets or accounting programs. Also has a field for entering expense categories.

What’s New:
Version 3.1: Additional preferences for setting the date format and translating the numerical amount into words. For center-feeding printers, users can now make large adjustments�to the left or right� to compensate for how some of these printers print in Landscape orientation.

Developer’s website: Bruce A. Pokras

PigMoney – Personal finance organizer

Sun, 14 Oct 2007 12:07:53 +0000

PigMoney makes it easy to keep track of (household) budgets and expenses. The auto-complete feature will drastically reduce the amount of typing by suggesting recently used descriptions, payment methods and categories, while the auto-repeat feature automatically enters recurring transactions for you.

PigMoney can import data from other applications (including databases, spreadsheets and other financial apps) using tab delimited text. Data can be exported to tab delimited text as well as to Quicken (TM) QIF format.

What’s New:
Version 1.1 adds the following:

Importing files is now much faster and stable
PigMoney now supports non-US date formats
The bug that sometimes occurred when checking the deposit checkbox before entering an amount has been fixed
The online help now has a section on importing Quicken data

Developer’s website: SweetCocoa

eLoan – Loan rate calculator

Sun, 14 Oct 2007 12:07:53 +0000

eLoan is a simply finance application that calulcates loan costs based on loan rates and duration.

Developer’s website: eSoftware

Debt Quencher – Manage your debts

Sun, 14 Oct 2007 12:07:53 +0000

Debt Quencher � Do you know how much you pay each year in interest on your debt? It can be a hard question to answer. Debt Quencher gives you that answer with very little effort. By simply entering three numbers, you�ll know how much of your money is slipping away from you. Adjust one more number and you immediately know how much you can save by adding just a few dollars to your monthly payments.

Enter all your credit cards and Debt Quencher will instantly show you which balance you should pay down first. Not sure whether it’s best to pay the lowest balance or the highest interest? Debt Quencher will display the difference so you know for sure. You can even print a detailed payment plan and update your balances with a few mouse clicks. Eliminating your debt can be a painful process, but using Debt Quencher is pain free.

What’s New:
Version 1.2:

Added full support for localized dates and currency
Added user-defined payment day of month
Added ability to pay only selected accounts
Updated interface to show selected payoff method more clearly
Fixed additional payment calculation if partially applied
Fixed totals refresh when account is deleted or restored

Developer’s website: No Thirst Software

Lotto Tracker II – Uses past Lotto results to generate probable winning Lotto numbers

Sun, 14 Oct 2007 12:07:53 +0000

Lotto Tracker II uses past Lotto results and probability logic to propose likely future winning Lotto numbers. It computes lots of useful statistics, creates bar graphs, suggests likely winning numbers, generates random quick picks; auto-checks numbers it proposes and can even produce number combinations based on the names of people and things. And with its unique Prorated option, statistics get real meaning for all the lotto numbers, regardless of which draw they were introduced. All of this for up to 300 lottos, each using just about any combination of numbers (eg. 6/36, 9/49, etc.). Can import/export results from/to many different formats.

Developer’s website: Gordon Gonsalves

EuroTable – Convert between Euro-Zone currencies

Sun, 14 Oct 2007 12:07:53 +0000

EuroTable 2 is an application for easily converting between Euro-Zone currencies and in other most common currencies.
It also automatically calculates Value Added Tax (VAT).
Currency rate can be download via internet.
Calculation can be done in each field.

What’s New:
Version 3.0b1 introduces an efficient zooming of the main window and new type of lines for currencies or rate calculations…

Developer’s website: NelixA – M.Scriban

Economix – Manage personal finances

Sun, 14 Oct 2007 12:07:53 +0000

Economix is a personal finance management application inspired by the Gestion Hypercard Pile written a few years ago. It is created with two things in mind: to know the progressive balance of the account, and to define my own categories of expenditures and being able to enter them per month.

What’s New:
release notes not available currently

Developer’s website: Yannick Callaud

My Checkbook – Manage your personal checkbook accounts

Sun, 14 Oct 2007 12:07:53 +0000

My CheckBook is an easy-to-use checkbook register replacement will help you track your accounts. Use it for multiple accounts, password protect the data files, reconsile your statements, and more.

What’s New:
release notes not available

Developer’s website: Surprise Software

Xelix – Account manager/checkbook manager

Sun, 14 Oct 2007 12:07:53 +0000

Xelix is an account manager/check book manager that will help you organize and keep track of your personal transactions and your balances of your accounts, it allows you to reconcile the account and insert any number of accounts and any given number or transaction types with custom fields for you to add information and keep track of your bank transactions your way.

What’s New:
Version RC3:

Bug fixed when printing details of a transaction with custom fields
Some spelling corrections.
Consistency changes in dialogs.
Account details is now a sheet.
Button alignment and size in Transaction (new or modify) fixed.
Preference for showing initial transaction or hide it.
The to/from field in new transaction will be disabled for internal transfers (direct transfers)
Very basic implementation of single account export to CSV file (Works Ok with Excel) TAb and Coma delimiters supported.
This version was compiled with a newer version that has some enhances in performance.
Some minor changes in the math engine for a more elegant implementation.
Some changes in the account details window which corrects some spelling errors.
As always, minor tweaks here and there

Developer’s website: LiquidSymphony.com

Conto – Monthly income & expense tracker

Sun, 14 Oct 2007 12:07:53 +0000

Conto is a simple application that allows you to keep track of your expenses and incomes on a monthly basis. Its features include:

support for different currencies, number formats, date formats;
strong encryption (requires GnuPG);
support for storing any account-related information;
full undo-redo capabilities;
drawing histogram from your data

The souce code is available.

What’s New:
Version 1.2:

Added a search field � la iTunes. As you type, Conto displays only the records whose descriptions contain the text you entered. At the same, total income, expense and balance are computed on the fly over the shown items.
When viewing help in the Help Viewer, now links should always work.
After entering a record, input fields are cleared.

Developer’s website: Nicola Vitacolonna

CheckBook – Manage personal checking accounts

Sun, 14 Oct 2007 12:07:53 +0000

CheckBook… Keeping tabs on your finances can be a lot of work. You ask yourself, “Where is all my money going?” Your old-fashioned paper check register can’t provide the sorting and balancing features you so desperately need, but on the other hand, monster applications like Quicken� make you sift through tons of features and distract you with their financial services ads. You could really use a middle ground – a personal finance manager that excels at the basics but keeps things simple. Thank goodness you found CheckBook!

Features Include:

Easy, single-window interface
Detailed Account Summaries
Scheduled Entries
Powerful Filter & Search
Reconciliation
QIF and Text Import & Export
Auto-save
International Date & Currency support
And more!

What’s New:
Version 1.8:

New Features:

Tab-delimited and CSV Import

Fixes:

QIF Import properly respects reconciled status (the C field)
Quick Summary updates correctly after an Account’s Starting Balance is changed
Minor Help adjustments

Developer’s website: Splasm Software, Inc.

StockXloader – Automated downloading of market quotes

Sun, 14 Oct 2007 12:07:53 +0000

StockXloader is a native Mac OS X application for fully automated downloading of stock market quotes and indexes to the technical analysis program ProTA or ProTA Gold from BeeSoft effectively building an arbitrarily large database of tickers containing historical quotes for the open/high/low/close of each day!

It collects quotes from Yahoo! Finance for almost any stock exchange in the world.
The downloaded information is automatically imported into the database of ProTA. In the process, it informs ProTA which tickers are stocks, which are mutual funds, and which are indexes so that any new ticker is put into the right category by ProTA.

You can try out a full and completely uncrippled version of StockXloader for evaluation up to 60 days, try before you buy! Read more about StockXloader on the product page.

Features of StockXloader include:

The system treats daily quotes and historical daily quotes of stocks, mutual funds and indexes.
For a list of Yahoo tickers, you can download historical quotes for all those tickers many years back in time! And you can also download all the quotes for today, even if there are hundreds of tickers!
StockXloader keeps four separate “region” lists: “EU”, “US”, “A” and “X” , that you can fill with arbitrarily many tickers from almost any stock exchange in the world.
For current-day quotes from Yahoo, they enforce a restriction as to the number of tickers � a maximum of 200 tickers per “batch” download. However, StockXloader has the ability to work around that limitation by automatically and seamlessly dividing it all up into as many chunks as is necessary!
StockXloader keeps track of the last date you successfully downloaded data for each region (really got some data, not just attempted a download!).
For all dates of last download, you can back any of them as much as you need: days, months, years, for building a historical database!
StockXloader provides you with very detailed progress information concerning how the download and conversion proceeds, what is currently being processed, missing dates, empty tickers, error conditions etcetera.
For Yahoo historical quotes, StockXloader warns you about those tickers that do not have any data or do not have as recent quotes as the most recent ticker has.
After all the files have been downloaded, they are processed to fit the import specifications for ProTA and assembled into a single file, which automatically gets imported into the database of ProTA.
It verifies fields to find out what the latest date is where you really got some data, and all dates are converted into a format that is independent of your preferred date format in ProTA. The format is also independent of your chosen decimal separator (period or comma).
The full security names and type codes are obtained from the ticker files, so that ProTA can create new ticker symbols automatically in the right categories with full security names.

What’s New:
Version 3.3.4:

Bug fix: When there are more than 200 tickers, and you did a download of YahooCurrent (i.e for the current day), the full security name and security type got wrong for tickers above 200. That is now fixed. (This bug crept up as a result of a feature enhancement in version 3.1.5; it only occurred when you explicitly specified the full security name and security type.)

Developer’s website: BragIt

Accounts – Bookkeeping and personal finance app

Sun, 14 Oct 2007 12:07:53 +0000

Accounts is a simple accounting application that lets you record your small business and personal finance transactions.

With Accounts you can enter transactions, create customised accounts, print checks, reconcile your bank and credit card accounts, create financial reports and produce sales invoices and purchase orders using contact information from your OS X Address Book.

Your finances are clearly displayed in a single window to help you stay on top of your finances at a glance.

What’s New:
Version 1.9.2:

Universal Binary.
Native support for Intel and PowerPC Macs.
New popup calendars.
Change calendar dates using arrow keys.
Improved save dialogs.
Improved file opening times after year-end rolls.
Minor bug fixes.

Developer’s website: Nano Software

SnailFile – Keep track of SnailMail receipts and guarantees

Sun, 14 Oct 2007 12:07:53 +0000

Keep track of your SnailMail receipts and gurantees.

What’s New:
Version 0.2:

Document shredding with SecretShredder
Better search
Document category support
Mail and preview bugs fixed

Developer’s website: mizog.com

Cash Forecaster – Graph & summarize your cash flow

Sun, 14 Oct 2007 12:07:53 +0000

Cash Forecaster allows you to generate a graph and summary of your cash flow over a defined period given an number of user-defined revenues and expenses.

What’s New:
Version 0.6:

Ensure that all date fields accept natural language. You should now be able to enter “tomorrow”, “today”, “6/6″, “June 6″, etc
Added ability to amortise cash flow. You can now model:

Discounted cash flows (Can therefore model project cash flows, i.e. NPV)
Loans
Cash accounts that accrue interest.

Can now print forecasted graph of cash flows

Added export to CSV function.

Ensured that all dependant fields (Expired, Final occurence) are assessed correctly when opening files

Changed “Repeats” to “Occurrences” – this should avoid confusion about how the payments are calculated

Developer’s website: Object Craft

Budget – Setup and stick with your financial budget plans

Sun, 14 Oct 2007 12:07:53 +0000

Budget is a program that helps you setup and live by your budget. You may
write checks, make deposits, enter pays and balance your checkbook. See at
a glance how much money you have in over 150 budget accounts and 25
investment accounts. Transfer money between accounts using simple drag and
drop. Powerful search capabilities allow you to find transactions easily.
A 68 page user manual in PDF format provides documentation on all program
functions.

What’s New:
Version 2.7 adds a French localization.

Developer’s website: Snowmint Creative Solutions LLC

Cashbox – Simple personal finance manager

Sun, 14 Oct 2007 12:07:53 +0000

Cashbox is a relatively simple application for Mac OS X that manages finances. It allows the user to manage multiple accounts with many convenient features. Cashbox is currently under active development and many features will be added in the future. Cashbox is freeware. Eventually the source for Cashbox will be available, but I need to get through a few more aspects of development.

What’s New:
Version 0.50: Universal binary, fixed problems with the calendar in February.

Developer’s website: Whitney B. Young

Burn – Financial expense tracker

Sun, 14 Oct 2007 12:07:53 +0000

Burn helps you manage and cut costs by tracking expenses. It can track the cost of your road trip, figure out your weekly coffee bill, and ensure you don’t exceed your monthly budget.

Developer’s website: Blackhole Media

SplashMoney – Palm OS personal finance app

Sun, 14 Oct 2007 12:07:53 +0000

SplashMoney is a personal finance application for Palm OS handhelds that allows you to manage your finances while on the go. Features include:

Scheduled Transactions that can be automatically entered on a recurring basis
Customizable Transaction Types
Global Find support
Tungsten 5-way nav support
Sony Clie jog-dial support
Faster sorting

What’s New:
Version 4.09:

Fixed bug that prevented user from editing the date on the desktop application
Currency conversion now works, when converting from base to foreign
Resolved an issue with nesting, duplicate dialogs in the report feature
Set Budget Amount now accepts decimal input
Class from split transactions is now transferred to the destination account

Developer’s website: SplashData

Loan Calculator X – Compute loan payments and more

Sun, 14 Oct 2007 12:07:53 +0000

Loan Calculator is a simple, easy to use application that computes periodic loan payments on fully amortized loans given the amount borrowed, the interest rate, the length of the loan, and the payment frequency. Alternatively, the program will compute the loan amount, the interest rate, or the length of the loan given the other loan variables. The latter computations can be helpful in determining just how much, or under what loan conditions, you can afford to borrow.

Loan Calculator can also display a complete payment schedule that shows how much of each payment goes to interest and how much goes to principal. Cumulative amounts are also displayed in the schedule along with the running loan balance. Among other things, this can be useful for tax purposes (e.g., determining how much deductible interest was paid over any particular period of time). The payment schedule as well as summary loan calculations can be printed or saved to a text file for later examination and analysis, including direct import into spreadsheet applications such as Excel.

Developer’s website: Jim Massey

iCash X – Personal finance tracker

Sun, 14 Oct 2007 12:07:53 +0000

iCash is a software intended to control your personal finances, keeping track of incomes, expenses, credits, debts and Banks transactions for you. As simple as creating the accounts you need and move money between them! You don’t even need to know about accounting or even care about it! Your finances depends largely on good organization that lets you know where your money comes from and to where it goes.

What’s New:
Version 3.4:

[[Upg] Support for Mac OS 10.5 (Leopard).
[Upg] Application is now also available in Russian.
[Upg] Faster and more reliable database engine.
[Chg] It is no longer possible to enter transactions before 19xx.
[Chg] It is no longer possible to enter transactions in non-existing days (eg. Apr, 31).
[Fix] Several QIF importation fixes.

Developer’s website: Maxprog